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Newark Family And Estate Law Blog

If you are in the middle of a divorce, you may have noticed a decline in your mental health. After all, according to Psychology Today, ending a marriage can cause an uptick in anxiety and depression. Because you need to be in an emotionally healthy place to manage your divorce, you should not neglect your mental health.

Just as your divorce can cause your mental health to suffer, your children may not be coping particularly well. Here are three signs your children may not be ok.

1. Social isolation

Your children probably love to spend time with friends, relatives and others. Unfortunately, though, anxiety and depression can cause kids to withdraw socially. Moreover, your kids may respond to divorce-related anxiety and depression by bullying their friends or otherwise pushing them away.

2. Academic issues

Like all parents, you want your children to do well at school. If they begin to have academic issues during your divorce, they may be having trouble managing its emotional fallout. Academic issues can include any of the following:

  • Failing to complete schoolwork
  • Receiving worse grades
  • Misbehaving in class
  • Skipping school

3. Ambivalence

Hobbies can make any child better-rounded, so you probably encourage your kids to explore their interests and passions. If the young ones in your family become ambivalent about things they have always enjoyed, their mental health may be in jeopardy.

It is not uncommon for concerned parents to ask a family therapist to help their children develop the tools they need to cope with the psychological consequences of divorce. Ultimately, if you worry about your kids, doing so also can give you some peace of mind.

If you are going through a divorce, you are probably looking forward to putting the entire matter far behind you. Still, to improve your chances of achieving the outcome you desire, you must be thinking clearly. After all, you are going to have to make dozens of decisions before your divorce becomes final.

Anxiety can interfere with your decision-making capabilities, of course. Regrettably, according to Psychology Today, it is far from uncommon for divorcing spouses to develop crippling anxiety. How you deal with your new levels of anxiety, though, is likely to make a significant difference.

Should you talk to your doctor?

Modern medicine gives doctors a variety of options for treating anxiety, so you should talk to your doctor about your symptoms. Your physician may recommend dietary changes, exercise, counseling or medication. Nevertheless, because not all primary care physicians have the expertise to deal with anxiety, you may need to ask for a referral.

Should you go to therapy?

Divorce therapy has become increasingly popular in recent years. With this type of counseling, you meet with a licensed therapist who has experience dealing with divorce-related mental-health issues. Your therapist can recommend coping strategies, listen to your fears and help you access additional services.

Should you tell your loved ones?

Anxiety can contribute to major behavioral and mood changes. Rather than hoping for the best, it may be beneficial to talk about your anxiety with those who are closest to you. Often, simply letting loved ones know how you are feeling helps to alleviate the potentially catastrophic effects of anxiety.

Ultimately, if you address your anxiety before it gets out of control, you will be in a better position to deal with your divorce and everything that comes after it.

The estate tax is a tax imposed on a person’s assets after death. California does not have an estate tax, but there is still a federal estate tax that might need to get paid.

In preparing your estate plan, you should determine if your estate will owe tax and how to deal with it.

Exemption amounts and planning

The federal estate tax is only due on an estate when the total value exceeds $12.06 million in 2022. This is an exemption amount for each individual. Married couples can pass an unlimited number of assets to their spouse on death and can set up certain trusts that will allow each spouse a full individual exemption to effectively double the exemption amount.

Tax rates

Tax rates on an estate increase as the total value over the exemption amount rises. The rates start at 18% and go up to 40% for estates that have a value of more than $1 million over the exemption amount.

Paying the tax

If you know that your estate will owe federal tax, you may want to plan how that tax will get paid. You can prepare a certain amount of cash assets available to the estate for its obligations. If sufficient cash is unavailable, your beneficiaries may have to liquidate other assets, such as a business or real estate, to pay the tax.

You probably want as much of your hard-earned wealth to go to your beneficiaries as possible. It is essential to plan for estate taxes to avoid paying more tax than necessary.

If you are going through a divorce, you undoubtedly know the extreme toll it can take on a person’s physical and emotional health. After all, divorce is stressful, and stress tends to lead to negative health outcomes. Indeed, according to Healthgrades Marketplace, divorce can cause increases in heart rate and blood pressure, weight gain, insomnia and anxiety.

Many Californians have health insurance through their spouse’s employer. While you do not want to leave your soon-to-be ex-spouse high and dry, you also do not want to continue to pay for his or her health coverage. Can you kick your spouse off your health insurance before your divorce concludes, though?

Taking legal action

Even if your husband or wife is healthy, he or she probably does not want to lose health coverage. Regardless of whether you file for divorce or your spouse does, you are likely to have to deal with an automatic temporary restraining order. Among other things, this order is apt to prohibit you from changing your health insurance beneficiaries while your divorce is pending.

If you have a good argument for why your soon-to-be ex-spouse should not continue to be on your health insurance, you can make it to the judge. The judge then can either agree or disagree with you. Nevertheless, you should not take steps to end your spouse’s health insurance without a legal order that gives you permission to do so.

Facing an inevitable future

Most employer-provided health insurance plans do not allow former spouses to receive coverage. Therefore, your spouse eventually must face the inevitable loss of his or her health insurance. Still, the Consolidated Omnibus Reconciliation Act generally requires employers to pay for health insurance for the ex-spouses of their employees for up to 36 months. COBRA coverage can be extremely expensive, however.

Ultimately, If you think your soon-to-be ex should no longer receive the health insurance you pay for, you should discuss your concerns with your divorce attorney as soon as possible.